Everyone seems to be looking for ways and means to make more money. But what many don’t realize is that there’s lots of money lying around right under their noses. Here are places where you can easily find extra money that are hidden right in plain sight:
Your Regular Cappuccino
Did you know that the average coffee drinker spends anywhere between $700 and $1,500 each year? Now, of course, that doesn’t mean that you need to get rid of your morning java. But opting to make and bring your own coffee instead of heading over to your favorite coffee shop will do wonders to your finances, especially if you need some extra cash to pay off your debts.
Your Old Job
For many people, leaving a job means filing their resignation and never looking back. Big mistake! Companies actually provide separation pay to employees that resign in good faith. Often this is equivalent to your one month’s salary.
Your Current Job
Full-time regular employees are treated to a host of benefits. One of these is the ability for you to apply for a salary loan. Think of it like getting a month’s salary in advance. The repayment is immediately deducted from your succeeding salaries so you don’t have to worry about having to repay the loan.
Credit Card Rewards Program
Credit card companies offer a rewards program that allow you to earn points each time that you use your credit card. Most people use these reward points to buy tickets, hotel reservations and things for the house. But what you may not realize is that these reward points can actually be used towards credit card’s annual fee and even a portion of your credit card’s bill.
Let’s be honest. In this day and age, we have become so used to getting emails that we seem to barely pay attention to our home’s mailbox. Yet, what many of us don’t realize is that even with all the technology, important documents like cheques, money orders, and financial documents are still sent the old-fashioned way. Take a stroll outside and give your mailbox a peek. You may be surprised what treasures you may find.
The State Treasury
This might sound hilarious at first, but you wouldn’t believe how true and real this is. If you got some funds like cheques that went stale, dormant bank accounts and accounts in banks and other financial institutions that closed down, these are then forwarded to the local office of the Department of Treasury the state where these funds are from. You can contact your local state treasury find this out.
No matter how much you have grown, you will always be your parents’ son or daughter. As parents, they would always try to do whatever they can to help you get out of a bind, regardless on whether it’s your fault or not. Of course, just make sure that money won’t be the only reason to get and stay in touch with them.